Two industry experts join Chloé Mulder to discuss why conflicts of interest are so prevalent in the South African financial services industry, how trustees can balance between allocating risk appropriately while achieving returns and how trustees and financial advisers can ensure they allocate towards the best interest of their clients. Discussing are:

• Louis van Vuren, CEO, Fiduciary Institute of Southern Africa
• Nici Macdonald, HOD: Certification and Standards, The Financial Planning Institute